A payroll partner built for recruitment agencies.
From Umbrella and CIS to outsourced payroll, back office support and funding solutions, we
help agencies operate efficiently, stay compliant, and protect margin.
Get in touch for your personalised quote
CLIENT FEEDBACK
At Grafton, our Recruitment Consultants have found the service to be excellent. With increased margins and a simple referral program for our candidates, JMK have made the process extremely easy. I would not hesitate to recommend JMK
Louise
Business Manager
At Grafton, our Recruitment Consultants have found the service to be excellent. With increased margins and a simple referral program for our candidates, JMK have made the process extremely easy. I would not hesitate to recommend JMK
Louise
Business Manager
At Grafton, our Recruitment Consultants have found the service to be excellent. With increased margins and a simple referral program for our candidates, JMK have made the process extremely easy. I would not hesitate to recommend JMK
Louise
Business Manager
How We Help Agencies: Your Strategic Growth Partner
Agencies require far more than just a basic payslip provider; you need a strategic partner that actively supports your commercial objectives while insulating your business from operational and financial risk. In a competitive and highly regulated landscape, the right partnership can be the difference between stagnant growth and seamless scaling.
We empower your agency by helping you:
- Maximise Profitability and Contractor Satisfaction
We help you increase margins without sacrificing the quality of your contractor experience. By streamlining the payroll journey and offering premium support, we ensure your talent remains happy and focused, while your bottom line remains healthy. - Optimise Cash Flow with Specialised Funding
Recruitment is a cash-intensive industry. We provide tailored funding solutions specifically designed to bridge the gap between contractor payments and client invoices, allowing you to maintain liquidity and reinvest in your agency’s growth. - Reduce Administrative Overheads
Operational efficiency is key to scaling. By outsourcing your complex back-office functions and payroll management to our expert team, you can drastically reduce internal overheads and reallocate your resources toward high-value activities like business development and talent acquisition. - Institutionalise Robust Compliance and Risk Management
The regulatory environment is becoming increasingly complex. We provide a safety net for your agency by ensuring total compliance across all payroll models and supply chain requirements, protecting your reputation and your business from costly HMRC penalties and legal risks. - Scale at Velocity without Compromising Quality
Rapid growth shouldn’t mean a drop in service standards. Our infrastructure is built to scale alongside you, providing the same high-touch, reliable service whether you are managing ten contractors or ten thousand, ensuring your reputation for excellence remains intact.
By aligning our expertise with your commercial goals, we act as a catalyst for your agency’s success, providing the peace of mind you need to focus on what you do best: growing your business.
Solutions for Agencies
Comprehensive Umbrella Payroll (PAYE)
In a rapidly evolving regulatory landscape, recruitment agencies need a robust, reliable, and fully compliant solution for their temporary workforce. Our Umbrella Payroll (PAYE) solution isn’t just a processing service; it is a sophisticated employment framework designed to provide contractors with the security of PAYE while shielding agencies from the complexities and risks often associated with off-payroll labor.
A Strong Framework for Your Contractors
- Secure Employment Under Overarching Contracts
We don’t just process payments; we act as the legal employer. Every contractor is employed under a comprehensive and legally robust overarching employment contract. This professional structure provides workers with a stable employment history, which is essential for mortgage applications, credit checks, and financial planning, all while simplifying the relationship for the agency. - Expert Payroll Management and Statutory Compliance
We take full responsibility for the intricacies of payroll administration. Our team handles the precise calculation and deduction of Income Tax and National Insurance, alongside high-accuracy RTI (Real Time Information) reporting to HMRC. By ensuring every statutory deduction is handled correctly and on time, we eliminate the risk of payroll errors and financial discrepancies. - Protection of Employment Rights and Continuity
We prioritize the well-being of the contractor by supporting full continuity of employment. This means workers gain access to essential employment rights, including statutory sick pay (SSP), maternity/paternity pay, and workplace pension contributions. By providing a high-standard contractor experience, we help you maintain a loyal and satisfied talent pool. - Risk Mitigation for the Agency and a Seamless Journey
Our model is engineered to protect your agency’s reputation and financial health. By offloading the employer-of-record responsibilities to us, you significantly reduce your operational risk. We focus on a friction-less “worker journey,” ensuring that from onboarding to final payment, the process is smooth, transparent, and professional. - Industry-Leading Compliance with FCSA Accreditation
At the heart of our offering is a commitment to the highest ethical and professional standards. Our strong compliance positioning is underscored by our FCSA accreditation, providing you with the ultimate peace of mind. You can rest assured that your supply chain is transparent, fully audited, and completely aligned with current UK tax legislation and payroll best practices.
CIS Payroll (Construction): Structured, Compliant, and Built for Speed
Managing CIS workers requires a clear, compliant process that keeps projects moving while ensuring deductions are handled correctly. Our CIS payroll solution is designed to support fast onboarding, accurate payments, and full transparency for both agencies and contractors.
A streamlined approach to CIS management
- Accurate CIS verification and deductions
We handle full CIS verification with HMRC and ensure the correct deduction rates are applied every time. This reduces errors, prevents delays, and keeps your payroll compliant from day one. - Clear SDC assessment process (CIS vs PAYE)
Our structured Supervision, Direction, or Control (SDC) assessment ensures each worker is correctly classified. This protects your agency by confirming whether a contractor should be paid under CIS or PAYE, reducing risk across your supply chain. - Transparent pay summaries and communication
Contractors receive clear, easy-to-understand pay statements, with full visibility on earnings and deductions. We also manage ongoing communication, helping reduce queries and improving the overall contractor experience. - Optional accountancy and self-assessment support
We go beyond payroll by offering optional support for self-assessment tax returns and general contractor queries. This ensures workers stay compliant while giving them added confidence and support throughout their engagement.
With a focus on speed, accuracy, and compliance, our CIS solution helps agencies operate efficiently while delivering a professional and reliable experience for every contractor.
Starting in April 2026, the way self-employed workers and those under the Construction Industry Scheme (CIS) manage their taxes is changing significantly. Under the new Making Tax Digital (MTD) rules, if you earn more than £50,000 per year, you will no longer provide just an annual tax return. Instead, you will be required to submit quarterly digital tax updates to HMRC.
This new shift toward Digital Tax Returns (DTR) is designed to provide a more real-time view of your tax liabilities, but it also increases the administrative burden on self employed professionals. To ensure you remain fully compliant and avoid potential penalties, we provide comprehensive assistance with your digital tax reporting. We handle the transition to HMRC compatible software and manage your quarterly submissions, ensuring your tax affairs are accurate, timely, and stress free.
PAYE Outsourced: Professional Agency Payroll Support
For recruitment agencies that prefer to remain the Employer of Record but wish to eliminate the significant administrative burden of payroll management, our PAYE Outsourced solution offers the perfect balance. We act as your expert back-office department, providing the technical infrastructure and specialist knowledge required to run a high-volume payroll while you maintain the direct employment relationship and commercial control over your workforce.
Comprehensive support tailored to your agency:
- Precision Payroll Calculations and Processing
We handle the heavy lifting of day-to-day payroll operations. From calculating gross-to-net pay to managing varied pay rates and complex commission structures, our system ensures that every worker is paid the correct amount, on time, every time. By outsourcing these calculations, you eliminate the risk of manual errors and ensure your payroll is handled with industrial-scale precision. - End-to-End Compliance and Statutory Management
Our team manages the full spectrum of payroll compliance. This includes the generation and distribution of digital payslips, seamless Real-Time Information (RTI) submissions to HMRC, and the precise management of workplace pension auto-enrolment. Additionally, we take full responsibility for calculating and processing holiday pay, as well as managing statutory payments such as SSP (Sick Pay) and SMP/SPP (Maternity and Paternity Pay). - Proactive Tax and Administrative Support
Payroll is rarely static. We provide full lifecycle support for your workers, managing P45 and P60 distributions, applying tax code changes received from HMRC, and handling student loan or attachment of earnings deductions. Our dedicated support desk also manages standard payroll queries directly from workers, freeing up your internal staff to focus on recruitment and sales rather than administrative troubleshooting. - Operational Efficiency Without Loss of Control
The primary benefit of our outsourced model is a dramatic reduction in your internal workload. You no longer need to invest in expensive payroll software or maintain a large in-house payroll team. Instead, you gain access to a scalable, expert-led solution that grows with your agency, allowing you to maintain full control over your contractor relationships without the stress of managing the underlying administrative machinery.
By choosing our PAYE Outsourced service, you gain the peace of mind that comes with professional-grade payroll compliance, while retaining the flexibility and brand presence of being the direct employer.
Back Office Support (BOS): Scalable Infrastructure for Growing Agencies
Our Back Office Support (BOS) is designed for ambitious recruitment agencies that want to focus on high-value business development rather than being slowed down by administrative friction. We provide the operational “engine room” that allows your agency to scale at velocity without the need to continuously increase your internal headcount or invest in expensive, complex administrative departments.
Strengthening Your Operational Foundation:
- Comprehensive Payroll Operations Support
Beyond simple processing, we manage the entire payroll lifecycle. We handle the complex nuances of varied pay cycles, multiple client billing formats, and the intricate data entry required to keep a high-volume payroll running smoothly. By offloading these labor-intensive tasks to us, you ensure your contractors are paid with 100% accuracy while your core team stays focused on generating revenue. - Optimised Admin Processes and Compliance Workflows
The regulatory burden on agencies has never been higher. We implement and manage robust compliance workflows that vet every contractor and client engagement against current UK legislation. From Right to Work checks to verifying professional certifications, our BOS team ensures your agency remains fully protected against legal and financial risks, creating a “compliance-first” culture without the administrative headache. - Strategic Reporting and Advanced Process Management
Data is the key to making informed business decisions. We provide detailed reporting and management information (MI) that gives you total visibility over your payroll costs, margins, and operational performance. By identifying bottlenecks and optimising your workflows, we help you transform your back office from a cost center into a streamlined, data-driven department that supports your long-term commercial goals. - Structured Onboarding and High-Touch Contractor Management
The first impression a contractor has of your agency is often the onboarding process. We provide a professional, structured onboarding experience that gets workers onto your system quickly and efficiently. Our team manages the collection of documentation, contract signing, and initial portal setup, ensuring a smooth worker journey that reflects positively on your brand and keeps your talent coming back for future assignments.
By integrating our Back Office Support into your agency, you gain the freedom to scale your operations without the overhead. We provide the expertise and the technology required to handle your growth, ensuring that your service quality remains gold-standard even as your contractor numbers double or triple.
Compliance Built In: A "Security-First" Infrastructure for Modern Agencies
In today’s recruitment landscape, regulatory scrutiny is at an all-time high. Compliance can no longer be a secondary thought or a “bolt-on” feature added after the fact; it must be the very foundation of your operational strategy. We provide a rigorous, proactive compliance framework designed to insulate your agency from risk, protect your reputation, and ensure your entire supply chain is transparent and legally sound.
We help you navigate a high-scrutiny environment through:
- Rigorous Right-to-Work and Identity Verification
We implement foolproof processes to ensure that every single worker on your payroll has been fully vetted. By managing comprehensive Right-to-Work checks in strict accordance with the latest Home Office guidelines, we eliminate the risk of illegal working penalties and ensure your agency remains fully compliant with UK immigration laws and employment standards. - Expert Navigation of Employment Status and IR35
The complexities of IR35 and employment status determinations can be a significant bottleneck for growth. We provide expert guidance and robust assessment frameworks to help you navigate these considerations with confidence. By ensuring that every assignment is correctly classified from the outset, we mitigate the risk of back-dated tax liabilities and provide clarity for both your clients and your contractors. - Mitigating False Self-Employment Risks
HMRC’s focus on “False Self-Employment” means that agencies must be extremely careful when engaging workers outside of traditional PAYE. We provide the necessary due diligence and structural oversight to ensure that self-employed and CIS arrangements are genuine and legally defensible. This proactive approach protects your agency from the financial and reputational fallout of reclassification audits. - Full AWR Awareness and Integrated Supporting Processes
The Agency Workers Regulations (AWR) require precise tracking and management to ensure equal treatment after the 12-week qualifying period. Our systems are built to monitor and manage AWR triggers automatically, ensuring that contractors receive their correct entitlements. This level of automated oversight ensures you remain compliant without the need for manual, error-prone spreadsheets. - Comprehensive Supply Chain Transparency and Documentation
A chain is only as strong as its weakest link. We maintain and manage exhaustive documentation for every step of the supply chain. From FCSA-accredited umbrella structures to clear contractual trails, we provide you with the “golden thread” of evidence required to pass any audit. This transparent approach gives your end-clients total confidence in your agency’s integrity and operational standards.
By embedding these processes into your daily operations, we transform compliance from a burden into a competitive advantage, allowing you to pitch for high-value contracts with the total assurance that your business is fully protected.
What Our Customers Say
Only had great experiences with JMK, as a teaching assistant. All of the staff were super helpful and informative, and the system was quick and easy to use once set up. I really appreciated the hard work from everybody I got to work with. - Thank you!
I run a fashion recruitment business and recommend JMK Group for umbrella services. We have worked with many umbrella companies for our freelancers and have never worked with an umbrella company like JMK Group, which is so professional.
We currently partner with several umbrella companies on our PSL, but JMK Group UK has quickly become our go-to choice. Their speed, accuracy, and honesty set them apart — qualities we can rely on week after week.
We’ve been dealing with JMK Group since 2015. From the outset, their professionalism and attention to detail have been second to none. The team at JMK made the entire payroll process seamless and stress-free, ensuring that every payment was accurate and on time.
Since 2020, JMK has managed payroll for Fraser Edwards’ temporary workforce, delivering excellent service throughout. Payroll is always accurate and on time, and any queries are resolved quickly and professionally. We highly recommend JMK for temporary worker payroll services.
Our agency had been working with JMK for a long time now and their most impressive attribute is their dedication to customer service. We are at a place where our working candidates that use their services are given transparency, commitment and a helping hand that shows they go above and beyond. Due to this we have a great relationship and long may it continue
JMK's service is amazing. They are always professional, adaptable, and eager to help. Everyone on the crew is extremely accommodating and willing to go above and beyond. I 100% recommend this company.
JMK's service is amazing. They are always professional, adaptable, and eager to help. Everyone on the crew is extremely accommodating and willing to go above and beyond. I 100% recommend this company.
Excellent company to work with. Responsive to queries, great customer service.
JMK are definitely raising the bar when it comes to Umbrella companies. We are a recruitment agency that have used various umbrellas in the past, however JMK come up top trumps.
Couldn't fault JMK in the slightest. Always happy to help with anything and never had a worker complain about them. Couldn't recommend them anymore!!
I have had the absolute pleasure of working with JMK for the past 2 years. They have always been professional, efficient and helpful whenever I have needed assistance.
JMK are raising the bar when it comes to support and help to persons using their services. Not only is their payroll professional and timely but their customer service is exceptional, they what to help. Excellent company.
Can't fault the service at JMK, always professional, flexible and happy to assist, hence why we have worked with them for the last 6 years! Everyone in the team is so helpful, and will go above and beyond. I would have no hesitation in recommending.
Always receive a good service from Jamil Elkorchi who goes above and beyond for our contractors getting them paid short notice and ensuring all their queries are answered.
Very reliable and organised. I have been working with Karla who helped with any questions or queries and she is very attentive. Highly recommend this company.
How We Can Benefit You
Other Services You May Need
CIS/Self Employed
We provide a hassle-free CIS payroll service to handle payments and deduction of CIS tax.
Accountancy Services
As an accountancy company, we understand the importance of effective financial management for our clients.
Back Office Support
Back Office Support refers to a company contracting (or outsourcing) its core business operations
Contact Information
Phone Number
01895 447800
Email Address
queries@jmkgroupuk.com
sales@jmkgroupuk.com
Where you can find us:
Highbridge House,
93-96 Oxford Road,
Uxbridge,
Middlesex,
UB8 1LU
Talk To An Expert
Frequently Asked Questions
Was your question not answered? Please get in touch, we would love to answer it for you!
JMK Group UK are a payroll provider that was established in 2002, we have supported over 50,000 contractors and worked with over 900 recruitment agencies.
We are accredited with FCSA, QMS and Professional Passport. We process contractor payments through PAYE outsourced, Umbrella PAYE and CIS pay models.
We provide a hassle-free payroll service to cater for the recruitment industry, their contractors, and the UK temporary workforce across a multitude of sectors. JMK Group UK handle invoicing, statutory salary deductions, reporting requirements and payments from recruitment agencies or end clients.
Our service is designed for new and established contractors as well as experienced sub-contractors, so that they benefit from standard UK employment benefits offered to full time employed workers.
The JMK Alliance payroll service is a brand-new resource that can help bridge the gap between paying contractors and receiving a payment from your end client. The JMK Alliance can help you and your contractors with reliable and consistent payments from the very outset of your business.
JMK bridges the gap between the end hirer and the contractor, by making payroll ourselves. The invoice is raised to the end user, and even if they haven’t paid on time, we make the payments to the contractors. This gives everyone involved peace of mind and consistency.
A PAYE umbrella company is a standard UK limited company, operated by a third party acting as an ‘employer’ on behalf of its contractor employees.
A contract is signed between the umbrella company and recruitment agency (or end client) on behalf of the contractor who will be carrying out the assignment.
The umbrella provides a payroll service to its employees, processes all timesheets and invoices, and pays its employees a salary after allowing for deductions.
As an accountancy company, we understand the importance of effective financial management for our clients. Our team of experienced professionals can help clients maintain accurate financial records and ensure compliance with regulatory requirements. With our accountancy services, agencies and contractors can focus on their core activities, while we take care of their financial affairs. Our goal is to help clients maximise their profits, minimise their tax liabilities, and achieve their long-term objectives.
Our Partners
Cleerly Penfold >
Penfold Thrivr >
Thrivr kingsbridge >
Kingsbridge Mitigo >
Mitigo
Cleerly is a mortgage and protection specialist that helps contractors, locums, young professionals, and those with complex incomes secure the right mortgage when high-street lenders may say no. With over 20 years of expertise, they work with lenders who understand umbrella companies, limited firms, and multiple income streams, often unlocking borrowing up to five times income with deposits as low as 5%. Alongside mortgages, Cleerly also offers life, critical illness, income protection, and home insurance, all delivered with clear, jargon-free advice designed to make the process simple and stress-free.
Penfold is a prominent UK pension provider, specialising in making pensions simple and accessible for the modern workforce. Focusing on self-employed individuals, freelancers, and small business owners, Penfold offers flexible and easy-to-manage pension solutions that fit the diverse needs of those without traditional workplace pensions. The company believes that everyone should have access to a secure retirement, regardless of their working structure, and has spent years working to simplify pension planning and make it more inclusive for all types of workers in the UK.
Thrivr offers an integrated Perks & Wellbeing platform designed to support and inspire employees through a single, seamless experience. Available on web, iOS, and Android, the platform brings together features like retail and travel discounts, wellbeing services (including mental health support and virtual GP access), financial tools, and sustainability perks. All of this is accessible with one login. Personalisation is driven by data, enabling users to track savings while employers gain insights to enhance engagement. Developed entirely in-house, Thrivr allows fast updates and custom branding so it looks and feels like an organization’s own portal. With instant savings of up to 40% on cinemas, retail, and fuel, and with flexible, industry-specific modules, Thrivr helps companies attract and retain talent while delivering real value.
At JMK Group UK, we understand that whether you are just starting your first assignment or are a seasoned self-employed professional with years of expertise, you shouldn’t have to navigate the risks of contracting alone.
Working as a contractor is defined by freedom, flexibility, and independence but that independence shouldn’t mean being left exposed. That is why we partner with Kingsbridge to ensure you don’t have to shoulder business risks by yourself. Through our partnership, we provide access to a high-value, comprehensive business insurance package specifically designed for contractors. This coverage is built to meet the exact requirements of your agency contracts and act as a vital failsafe should the unexpected occur.
By combining our payroll expertise with Kingsbridge’s specialized insurance knowledge, we offer products that are perfectly tailored to the unique needs of our contractors. Simply put: we have your back. We ensure you are protected if things go wrong, leaving you with the peace of mind to focus on doing what you do best.
At JMK Group UK, we recognise that protecting sensitive data and maintaining secure operations is critical for both our business and the agencies and contractors we support. That’s why we partner with Mitigo to deliver a robust and reliable approach to cyber security.
Our cyber security framework is strengthened through Mitigo’s extensive expertise, built from backgrounds in bank security, law, HR, and professional training. This depth of experience ensures a well-rounded and practical approach to managing digital risk in an increasingly complex threat landscape.
Through this partnership, we are able to implement effective security measures that help safeguard data, reduce vulnerability to cyber threats, and maintain the integrity of our systems. Combined with strong processes, ongoing awareness, and trusted partnerships, we provide a secure environment that protects our clients, contractors, and operations at every level.
Contact Us
Our team are on hand to answer any questions you may have about our services and how we can help you. Please don’t hesitate to call on 01895 447800