Payroll made simple. Support that’s actually helpful.
Whether you’re working through an umbrella, CIS, or your own limited company, we make
sure you’re paid accurately, on time, and compliantly with a friendly team on hand whenever
you need us.
Retention
Protection
Support
Get in touch for your personalised quote
CLIENT FEEDBACK
At Grafton, our Recruitment Consultants have found the service to be excellent. With increased margins and a simple referral program for our candidates, JMK have made the process extremely easy. I would not hesitate to recommend JMK
Louise
Business Manager

At Grafton, our Recruitment Consultants have found the service to be excellent. With increased margins and a simple referral program for our candidates, JMK have made the process extremely easy. I would not hesitate to recommend JMK
Louise
Business Manager

At Grafton, our Recruitment Consultants have found the service to be excellent. With increased margins and a simple referral program for our candidates, JMK have made the process extremely easy. I would not hesitate to recommend JMK
Louise
Business Manager
















Why Candidates Choose Us
As a contractor, your priority should be your work, not navigating complex paperwork, understanding deductions, or chasing updates on your pay. At JMK Group UK, we’re here to make your contracting journey as smooth, transparent, and compliant as possible, so you can focus on what matters most.
We provide fast and reliable payments, with clear, easy-to-understand payslips and summaries so you always know exactly what you’re earning and why. Our processes are designed to remove confusion and give you full visibility over your pay.
Getting started is straightforward, with a simple onboarding process that includes right-to-work checks and full support with any required documentation. We aim to make joining quick and hassle-free, so you’re ready to start your assignment without delays.
Our dedicated support team is always on hand to help, whether you prefer to speak over the phone, email, or live chat. We pride ourselves on being approachable, responsive, and knowledgeable, ensuring you always have someone to turn to when you need assistance.
From day one, we focus on compliance and doing things properly. We help you understand and choose the most suitable engagement model for your situation, whether that’s umbrella PAYE, CIS, or operating through a limited company. This ensures you’re set up correctly and protected from potential issues down the line.
With over two decades of experience and a track record of supporting thousands of contractors, we bring both expertise and reliability to every interaction. Contractors choose JMK because they know they’re in safe hands.
Your Options: The Right Pay Model for You
Every contractor’s situation is different, which is why we don’t take a one-size-fits-all approach. We’ll guide you through your options and help you choose the most suitable pay model based on your role, industry, and working arrangements, ensuring you’re set up in the most efficient and compliant way from the outset.
Solutions for Candidates
Umbrella Payroll (PAYE)
If you’re looking for a simple, fully managed way to get paid while enjoying the security of employment benefits, umbrella payroll offers a hassle-free solution. It’s designed for contractors who want to focus on their role without needing to manage the complexities of running a limited company or handling their own tax affairs.
Under the umbrella PAYE model, you are employed and paid through PAYE, with tax and National Insurance contributions calculated and deducted correctly at source. This ensures full compliance with HMRC requirements and removes the risk of unexpected tax issues.
As an employee, you also benefit from statutory employment rights, including holiday pay, statutory sick pay, and access to a workplace pension. This provides added financial security and peace of mind throughout your assignment.
We take care of all payroll calculations, submissions, and reporting to HMRC, ensuring everything is handled accurately and on time. Our structured processes are designed to keep things simple and reliable, so you don’t have to worry about the administrative side.
You’ll also receive clear and detailed weekly or monthly payslips, giving you full visibility of your earnings, deductions, and take-home pay. With transparency at every step, you’ll always understand exactly how your pay is calculated.
Overall, umbrella payroll provides a straightforward, compliant, and supportive way to manage your income, ideal for contractors who want convenience, clarity, and confidence in how they’re paid.
Accountancy Services (Limited Company / PSC)
If you choose to operate through your own limited company or Personal Service Company (PSC), we offer a comprehensive accountancy solution designed to support you at every stage of your contracting journey. Our aim is to simplify the financial and administrative responsibilities that come with running a company, while ensuring you remain fully compliant and in control.
For those just starting out, we can assist with company setup, guiding you through the process and ensuring everything is structured correctly from day one. Once you’re up and running, we provide ongoing bookkeeping and accounting support, helping you maintain accurate financial records and stay organised throughout the year.
We also manage key statutory requirements, including VAT returns, annual accounts, and corporation tax filings, ensuring deadlines are met and submissions are handled accurately. This reduces the risk of penalties and gives you confidence that your company obligations are being met properly.
In addition, we support your personal tax responsibilities, including self-assessment returns and tax planning guidance. By helping you understand your financial position and plan effectively, we aim to maximise efficiency while keeping everything compliant.
We also provide clear guidance around IR35 and working practices, helping you understand how the rules may apply to your contracts and what steps you can take to remain compliant. With the right advice and structure in place, you can operate your limited company with greater clarity and confidence.
Overall, our accountancy service is designed to remove complexity, provide expert support, and give you peace of mind, so you can focus on delivering your work while we handle the financial side.
IR35 Support & Compliance
IR35 can often feel complex and difficult to navigate, particularly as rules and expectations continue to evolve. At JMK Group UK, we’re here to simplify that process by helping you understand your position clearly and ensuring you’re set up in a way that is both compliant and appropriate for your working arrangements.
We provide practical guidance to help you assess your engagement and choose the right setup, whether that’s operating through an umbrella PAYE model or a limited company where appropriate. If your role, contract terms, or working practices change over time, we continue to support you in staying aligned with current regulations, helping you avoid unnecessary risk.
Compliance is at the core of everything we do, not just to meet regulatory requirements, but to protect you as an individual contractor as well as the wider supply chain. By ensuring the correct processes are followed from the outset, we help reduce the likelihood of issues arising later.
Our onboarding includes thorough right-to-work checks and secure processes to ensure everything is set up correctly from day one. We also ensure that your tax treatment and reporting are handled accurately, in line with HMRC requirements, giving you confidence that your earnings are processed properly.
With strong, structured processes designed to meet recognised industry standards, we provide a stable and reliable framework that supports compliant contracting. Our goal is to give you clarity, reduce uncertainty, and help you move forward in your assignments with confidence.
What Our Customers Say
Only had great experiences with JMK, as a teaching assistant. All of the staff were super helpful and informative, and the system was quick and easy to use once set up. I really appreciated the hard work from everybody I got to work with. - Thank you!
I run a fashion recruitment business and recommend JMK Group for umbrella services. We have worked with many umbrella companies for our freelancers and have never worked with an umbrella company like JMK Group, which is so professional.
We currently partner with several umbrella companies on our PSL, but JMK Group UK has quickly become our go-to choice. Their speed, accuracy, and honesty set them apart — qualities we can rely on week after week.
We’ve been dealing with JMK Group since 2015. From the outset, their professionalism and attention to detail have been second to none. The team at JMK made the entire payroll process seamless and stress-free, ensuring that every payment was accurate and on time.
Since 2020, JMK has managed payroll for Fraser Edwards’ temporary workforce, delivering excellent service throughout. Payroll is always accurate and on time, and any queries are resolved quickly and professionally. We highly recommend JMK for temporary worker payroll services.
Our agency had been working with JMK for a long time now and their most impressive attribute is their dedication to customer service. We are at a place where our working candidates that use their services are given transparency, commitment and a helping hand that shows they go above and beyond. Due to this we have a great relationship and long may it continue
JMK's service is amazing. They are always professional, adaptable, and eager to help. Everyone on the crew is extremely accommodating and willing to go above and beyond. I 100% recommend this company.
JMK's service is amazing. They are always professional, adaptable, and eager to help. Everyone on the crew is extremely accommodating and willing to go above and beyond. I 100% recommend this company.
Excellent company to work with. Responsive to queries, great customer service.
JMK are definitely raising the bar when it comes to Umbrella companies. We are a recruitment agency that have used various umbrellas in the past, however JMK come up top trumps.
Couldn't fault JMK in the slightest. Always happy to help with anything and never had a worker complain about them. Couldn't recommend them anymore!!
I have had the absolute pleasure of working with JMK for the past 2 years. They have always been professional, efficient and helpful whenever I have needed assistance.
JMK are raising the bar when it comes to support and help to persons using their services. Not only is their payroll professional and timely but their customer service is exceptional, they what to help. Excellent company.
Can't fault the service at JMK, always professional, flexible and happy to assist, hence why we have worked with them for the last 6 years! Everyone in the team is so helpful, and will go above and beyond. I would have no hesitation in recommending.
Always receive a good service from Jamil Elkorchi who goes above and beyond for our contractors getting them paid short notice and ensuring all their queries are answered.
Very reliable and organised. I have been working with Karla who helped with any questions or queries and she is very attentive. Highly recommend this company.
How We Can Benefit You
Cost effective alternative to in house or outsourced PAYE payroll.
Workers employed by JMK Group UK on a PAYE basis.
Agency retain control and responsibility for the recruitment and control of the workers assignments and placements.
JMK Group UK take on full responsibility for the administration of payroll and calculation / deduction / payments to HMRC.
Workers maintain continuity of employment.
Employers costs deducted
from Umbrella income.
Pre-tax margin charge deducted from worker.
Qualifying workers may claim work related expenses.
Other Services You May Need
CIS/Self Employed
We provide a hassle-free CIS payroll service to handle payments and deduction of CIS tax.
Accountancy Services
As an accountancy company, we understand the importance of effective financial management for our clients.
Back Office Support
Back Office Support refers to a company contracting (or outsourcing) its core business operations
Contact Information
Phone Number
01895 447800
Email Address
queries@jmkgroupuk.com
sales@jmkgroupuk.com
Where you can find us:
Highbridge House,
93-96 Oxford Road,
Uxbridge,
Middlesex,
UB8 1LU
Talk To An Expert
Frequently Asked Questions
Was your question not answered? Please get in touch, we would love to answer it for you!
JMK Group UK are a payroll provider that was established in 2002, we have supported over 50,000 contractors and worked with over 900 recruitment agencies.
We are accredited with FCSA, QMS and Professional Passport. We process contractor payments through PAYE outsourced, Umbrella PAYE and CIS pay models.
We provide a hassle-free payroll service to cater for the recruitment industry, their contractors, and the UK temporary workforce across a multitude of sectors. JMK Group UK handle invoicing, statutory salary deductions, reporting requirements and payments from recruitment agencies or end clients.
Our service is designed for new and established contractors as well as experienced sub-contractors, so that they benefit from standard UK employment benefits offered to full time employed workers.
The JMK Alliance payroll service is a brand-new resource that can help bridge the gap between paying contractors and receiving a payment from your end client. The JMK Alliance can help you and your contractors with reliable and consistent payments from the very outset of your business.
JMK bridges the gap between the end hirer and the contractor, by making payroll ourselves. The invoice is raised to the end user, and even if they haven’t paid on time, we make the payments to the contractors. This gives everyone involved peace of mind and consistency.
A PAYE umbrella company is a standard UK limited company, operated by a third party acting as an ‘employer’ on behalf of its contractor employees.
A contract is signed between the umbrella company and recruitment agency (or end client) on behalf of the contractor who will be carrying out the assignment.
The umbrella provides a payroll service to its employees, processes all timesheets and invoices, and pays its employees a salary after allowing for deductions.
As an accountancy company, we understand the importance of effective financial management for our clients. Our team of experienced professionals can help clients maintain accurate financial records and ensure compliance with regulatory requirements. With our accountancy services, agencies and contractors can focus on their core activities, while we take care of their financial affairs. Our goal is to help clients maximise their profits, minimise their tax liabilities, and achieve their long-term objectives.
Our Partners
Cleerly
Penfold
Thrivr
Kingsbridge
Mitigo
Cleerly is a mortgage and protection specialist that helps contractors, locums, young professionals, and those with complex incomes secure the right mortgage when high-street lenders may say no. With over 20 years of expertise, they work with lenders who understand umbrella companies, limited firms, and multiple income streams, often unlocking borrowing up to five times income with deposits as low as 5%. Alongside mortgages, Cleerly also offers life, critical illness, income protection, and home insurance, all delivered with clear, jargon-free advice designed to make the process simple and stress-free.
Penfold is a prominent UK pension provider, specialising in making pensions simple and accessible for the modern workforce. Focusing on self-employed individuals, freelancers, and small business owners, Penfold offers flexible and easy-to-manage pension solutions that fit the diverse needs of those without traditional workplace pensions. The company believes that everyone should have access to a secure retirement, regardless of their working structure, and has spent years working to simplify pension planning and make it more inclusive for all types of workers in the UK.
Thrivr offers an integrated Perks & Wellbeing platform designed to support and inspire employees through a single, seamless experience. Available on web, iOS, and Android, the platform brings together features like retail and travel discounts, wellbeing services (including mental health support and virtual GP access), financial tools, and sustainability perks. All of this is accessible with one login. Personalisation is driven by data, enabling users to track savings while employers gain insights to enhance engagement. Developed entirely in-house, Thrivr allows fast updates and custom branding so it looks and feels like an organization’s own portal. With instant savings of up to 40% on cinemas, retail, and fuel, and with flexible, industry-specific modules, Thrivr helps companies attract and retain talent while delivering real value.
At JMK Group UK, we understand that whether you are just starting your first assignment or are a seasoned self-employed professional with years of expertise, you shouldn’t have to navigate the risks of contracting alone.
Working as a contractor is defined by freedom, flexibility, and independence but that independence shouldn’t mean being left exposed. That is why we partner with Kingsbridge to ensure you don’t have to shoulder business risks by yourself. Through our partnership, we provide access to a high-value, comprehensive business insurance package specifically designed for contractors. This coverage is built to meet the exact requirements of your agency contracts and act as a vital failsafe should the unexpected occur.
By combining our payroll expertise with Kingsbridge’s specialized insurance knowledge, we offer products that are perfectly tailored to the unique needs of our contractors. Simply put: we have your back. We ensure you are protected if things go wrong, leaving you with the peace of mind to focus on doing what you do best.
At JMK Group UK, we recognise that protecting sensitive data and maintaining secure operations is critical for both our business and the agencies and contractors we support. That’s why we partner with Mitigo to deliver a robust and reliable approach to cyber security.
Our cyber security framework is strengthened through Mitigo’s extensive expertise, built from backgrounds in bank security, law, HR, and professional training. This depth of experience ensures a well-rounded and practical approach to managing digital risk in an increasingly complex threat landscape.
Through this partnership, we are able to implement effective security measures that help safeguard data, reduce vulnerability to cyber threats, and maintain the integrity of our systems. Combined with strong processes, ongoing awareness, and trusted partnerships, we provide a secure environment that protects our clients, contractors, and operations at every level.
Contact Us
Our team are on hand to answer any questions you may have about our services and how we can help you. Please don’t hesitate to call on 01895 447800