Umbrella PAYE Payroll
JMK Group UK provides Umbrella PAYE payroll for contractors, acting as their employer under a full overarching contract. JMK is an FCSA Accredited Umbrella member, handling PAYE deductions, National Insurance, and employer liabilities, while contractors retain employment rights including sick pay, holiday pay, and pension contributions.
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CLIENT FEEDBACK
At Grafton, our Recruitment Consultants have found the service to be excellent. With increased margins and a simple referral program for our candidates, JMK have made the process extremely easy. I would not hesitate to recommend JMK
Louise
Business Manager

At Grafton, our Recruitment Consultants have found the service to be excellent. With increased margins and a simple referral program for our candidates, JMK have made the process extremely easy. I would not hesitate to recommend JMK
Louise
Business Manager

At Grafton, our Recruitment Consultants have found the service to be excellent. With increased margins and a simple referral program for our candidates, JMK have made the process extremely easy. I would not hesitate to recommend JMK
Louise
Business Manager












What is an Umbrella Company?
A PAYE umbrella company is a standard UK limited company, operated by a third party acting as an ‘employer’ on behalf of its contractor employees.
A contract is signed between the umbrella company and recruitment agency (or end client) on behalf of the contractor who will be carrying out the assignment.
The umbrella provides a payroll service to its employees, processes all timesheets and invoices, and pays its employees a salary after allowing for deductions.
What is Umbrella PAYE?
Umbrella PAYE is a payment method used to payroll contract or temporary workers who are not permanent employees of the company they are carrying out an assignment for.
With umbrella payroll, all contractors are employed by JMK Group UK on a full overarching contract of employment, thus ensuring that all PAYE and employment liabilities are the sole responsibility of JMK Group UK.
Some contractors may be able to claim legitimate business costs and expenses incurred during an assignment. Under umbrella payroll if a contractor is deemed to be under no element of supervision, direction, or control (SDC) or if they qualify as a “multi-site” worker, certain costs associated with the performance of work-related duties may be claimed before tax and NI deductions are calculated.
Are you looking for Umbrella PAYE?
If you are looking to switch from another umbrella solution or are brand new to the world of contracting, our team at JMK Group UK are on hand to provide an unrivalled onboarding and support experience.
As FCSA Umbrella Accredited Member’s we have demonstrated our commitment to compliance with the highest industry standards, ensuring that contractors receive all employment rights and protections they are entitled to, such as sick pay, holiday pay, and pension contributions.
Clients can be confident that JMK Group UK are operating within the law and that their tax and National Insurance contributions are being handled correctly.
Benefits of Umbrella PAYE
- Cost effective alternative to in house or outsourced PAYE payroll.
- Workers employed by JMK Group UK on a PAYE basis
- Agency retain control and responsibility for the recruitment and control of the workers assignments and placements.
- JMK Group UK take on full responsibility for the administration of payroll and calculation / deduction / payment of all liabilities to HMRC
- Workers maintain continuity of employment
- Employers costs deducted from Umbrella income
- Qualifying workers may claim work related expenses.
- Pre-tax margin charge deducted from worker Employers
- Employers responsibilities covered by JMK Group UK (Relevant worker insurances, Apprentice levy, Employers pension, WTD, SSP / SMP / SPP)
How We Can Benefit You
Cost effective alternative to in house or outsourced PAYE payroll.
Workers employed by JMK Group UK on a PAYE basis.
Agency retain control and responsibility for the recruitment and control of the workers assignments and placements.
JMK Group UK take on full responsibility for the administration of payroll and calculation / deduction / payments to HMRC.
Workers maintain continuity of employment.
Employers costs deducted
from Umbrella income.
Pre-tax margin charge deducted from worker.
Qualifying workers may claim work related expenses.
What Our Customers Say
Only had great experiences with JMK, as a teaching assistant. All of the staff were super helpful and informative, and the system was quick and easy to use once set up. I really appreciated the hard work from everybody I got to work with. - Thank you!
I run a fashion recruitment business and recommend JMK Group for umbrella services. We have worked with many umbrella companies for our freelancers and have never worked with an umbrella company like JMK Group, which is so professional.
We currently partner with several umbrella companies on our PSL, but JMK Group UK has quickly become our go-to choice. Their speed, accuracy, and honesty set them apart — qualities we can rely on week after week.
We’ve been dealing with JMK Group since 2015. From the outset, their professionalism and attention to detail have been second to none. The team at JMK made the entire payroll process seamless and stress-free, ensuring that every payment was accurate and on time.
Since 2020, JMK has managed payroll for Fraser Edwards’ temporary workforce, delivering excellent service throughout. Payroll is always accurate and on time, and any queries are resolved quickly and professionally. We highly recommend JMK for temporary worker payroll services.
Our agency had been working with JMK for a long time now and their most impressive attribute is their dedication to customer service. We are at a place where our working candidates that use their services are given transparency, commitment and a helping hand that shows they go above and beyond. Due to this we have a great relationship and long may it continue
JMK's service is amazing. They are always professional, adaptable, and eager to help. Everyone on the crew is extremely accommodating and willing to go above and beyond. I 100% recommend this company.
JMK's service is amazing. They are always professional, adaptable, and eager to help. Everyone on the crew is extremely accommodating and willing to go above and beyond. I 100% recommend this company.
Excellent company to work with. Responsive to queries, great customer service.
JMK are definitely raising the bar when it comes to Umbrella companies. We are a recruitment agency that have used various umbrellas in the past, however JMK come up top trumps.
Couldn't fault JMK in the slightest. Always happy to help with anything and never had a worker complain about them. Couldn't recommend them anymore!!
I have had the absolute pleasure of working with JMK for the past 2 years. They have always been professional, efficient and helpful whenever I have needed assistance.
JMK are raising the bar when it comes to support and help to persons using their services. Not only is their payroll professional and timely but their customer service is exceptional, they what to help. Excellent company.
Can't fault the service at JMK, always professional, flexible and happy to assist, hence why we have worked with them for the last 6 years! Everyone in the team is so helpful, and will go above and beyond. I would have no hesitation in recommending.
Always receive a good service from Jamil Elkorchi who goes above and beyond for our contractors getting them paid short notice and ensuring all their queries are answered.
Very reliable and organised. I have been working with Karla who helped with any questions or queries and she is very attentive. Highly recommend this company.
Other Services You May Need
Contact Information
Phone Number
01895 447800
Email Address
queries@jmkgroupuk.com
sales@jmkgroupuk.com
Where you can find us:
Highbridge House,
93-96 Oxford Road,
Uxbridge,
Middlesex,
UB8 1LU
Talk To An Expert
Frequently Asked Questions
Was your question not answered? Please get in touch, we would love to answer it for you!
JMK Group UK are a payroll provider that was established in 2002, we have supported over 50,000 contractors and worked with over 900 recruitment agencies.
We are accredited with FCSA, QMS and Professional Passport. We process contractor payments through PAYE outsourced, Umbrella PAYE and CIS pay models.
We provide a hassle-free payroll service to cater for the recruitment industry, their contractors, and the UK temporary workforce across a multitude of sectors. JMK Group UK handle invoicing, statutory salary deductions, reporting requirements and payments from recruitment agencies or end clients.
Our service is designed for new and established contractors as well as experienced sub-contractors, so that they benefit from standard UK employment benefits offered to full time employed workers.
The JMK Alliance payroll service is a brand-new resource that can help bridge the gap between paying contractors and receiving a payment from your end client. The JMK Alliance can help you and your contractors with reliable and consistent payments from the very outset of your business.
JMK bridges the gap between the end hirer and the contractor, by making payroll ourselves. The invoice is raised to the end user, and even if they haven’t paid on time, we make the payments to the contractors. This gives everyone involved peace of mind and consistency.
A PAYE umbrella company is a standard UK limited company, operated by a third party acting as an ‘employer’ on behalf of its contractor employees.
A contract is signed between the umbrella company and recruitment agency (or end client) on behalf of the contractor who will be carrying out the assignment.
The umbrella provides a payroll service to its employees, processes all timesheets and invoices, and pays its employees a salary after allowing for deductions.
As an accountancy company, we understand the importance of effective financial management for our clients. Our team of experienced professionals can help clients maintain accurate financial records and ensure compliance with regulatory requirements. With our accountancy services, agencies and contractors can focus on their core activities, while we take care of their financial affairs. Our goal is to help clients maximise their profits, minimise their tax liabilities, and achieve their long-term objectives.
Our Partners
Cleerly is a mortgage and protection specialist that helps contractors, locums, young professionals, and those with complex incomes secure the right mortgage when high-street lenders may say no. With over 20 years of expertise, they work with lenders who understand umbrella companies, limited firms, and multiple income streams, often unlocking borrowing up to five times income with deposits as low as 5%. Alongside mortgages, Cleerly also offers life, critical illness, income protection, and home insurance, all delivered with clear, jargon-free advice designed to make the process simple and stress-free.
Penfold is a prominent UK pension provider, specialising in making pensions simple and accessible for the modern workforce. Focusing on self-employed individuals, freelancers, and small business owners, Penfold offers flexible and easy-to-manage pension solutions that fit the diverse needs of those without traditional workplace pensions. The company believes that everyone should have access to a secure retirement, regardless of their working structure, and has spent years working to simplify pension planning and make it more inclusive for all types of workers in the UK.
Thrivr offers an integrated Perks & Wellbeing platform designed to support and inspire employees through a single, seamless experience. Available on web, iOS, and Android, the platform brings together features like retail and travel discounts, wellbeing services (including mental health support and virtual GP access), financial tools, and sustainability perks. All of this is accessible with one login. Personalisation is driven by data, enabling users to track savings while employers gain insights to enhance engagement. Developed entirely in-house, Thrivr allows fast updates and custom branding so it looks and feels like an organization’s own portal. With instant savings of up to 40% on cinemas, retail, and fuel, and with flexible, industry-specific modules, Thrivr helps companies attract and retain talent while delivering real value.
At JMK Group UK, we understand that whether you are just starting your first assignment or are a seasoned self-employed professional with years of expertise, you shouldn’t have to navigate the risks of contracting alone.
Working as a contractor is defined by freedom, flexibility, and independence but that independence shouldn’t mean being left exposed. That is why we partner with Kingsbridge to ensure you don’t have to shoulder business risks by yourself. Through our partnership, we provide access to a high-value, comprehensive business insurance package specifically designed for contractors. This coverage is built to meet the exact requirements of your agency contracts and act as a vital failsafe should the unexpected occur.
By combining our payroll expertise with Kingsbridge’s specialized insurance knowledge, we offer products that are perfectly tailored to the unique needs of our contractors. Simply put: we have your back. We ensure you are protected if things go wrong, leaving you with the peace of mind to focus on doing what you do best.
At JMK Group UK, we recognise that protecting sensitive data and maintaining secure operations is critical for both our business and the agencies and contractors we support. That’s why we partner with Mitigo to deliver a robust and reliable approach to cyber security.
Our cyber security framework is strengthened through Mitigo’s extensive expertise, built from backgrounds in bank security, law, HR, and professional training. This depth of experience ensures a well-rounded and practical approach to managing digital risk in an increasingly complex threat landscape.
Through this partnership, we are able to implement effective security measures that help safeguard data, reduce vulnerability to cyber threats, and maintain the integrity of our systems. Combined with strong processes, ongoing awareness, and trusted partnerships, we provide a secure environment that protects our clients, contractors, and operations at every level.
Saily provides prepaid travel eSIM data plans designed to help you stay connected when travelling internationally. Instead of changing physical SIM cards or relying on potentially expensive roaming, eligible users can choose a data plan for their destination, install an eSIM through the Saily app and connect on arrival.
Saily offers local, regional and global data-plan options across more than 200 destinations. It can be a practical option for contractors, consultants and travellers who need mobile data for maps, email, messaging and online work while away from home. Your usual physical SIM can remain in your phone for calls and texts, subject to your device and network setup.
Partner disclosure: JMK Group UK may receive a commission if you choose to purchase through selected partner links. This does not affect the price you pay. Please review each provider’s terms, pricing and eligibility requirements before purchasing.
NordVPN is a digital security service that uses a virtual private network (VPN) to encrypt internet traffic and help protect online activity, particularly when using public Wi Fi in locations such as airports, hotels and cafés.
Through its apps for major desktop, mobile and TV platforms, NordVPN provides access to a global VPN server network and supports up to 10 devices on one account. Its service also includes security features designed to help users identify potential threats, such as malicious websites, phishing attempts and exposed personal information, depending on the chosen plan and device.
NordPass is a password-management service from Nord Security. It enables users to store, organise and access passwords and other sensitive information in an encrypted password vault. Depending on the plan, NordPass can also support password generation, secure sharing, passkey management and alerts relating to potential data breaches.
For contractors and professionals working on the move, NordVPN and NordPass can provide additional support for safer online working, helping protect internet connections and making it easier to manage strong, unique passwords across devices.
Surfshark is a VPN service designed to help protect your internet connection and support online privacy. When connected, a VPN encrypts traffic between your device and the VPN service, helping to reduce exposure when browsing online, particularly on public or unfamiliar Wi Fi networks.
Surfshark offers apps for a wide range of devices and platforms, including phones, computers, tablets, browsers and selected smart TVs. One Surfshark subscription can be used across multiple devices at the same time. Depending on the plan, users may also have access to additional features such as ad and tracker blocking, antivirus tools, data breach alerts and identity-protection tools.
It is a useful option for contractors and remote professionals who want one service to help support privacy and security across their everyday devices.
Wise is an international money service that helps individuals and businesses send, receive and manage money across currencies. It is designed to make international transfers clearer by showing applicable fees and exchange rate information before a transfer is confirmed.
For contractors, consultants and workers with international commitments, Wise may be useful when sending money abroad, receiving payments in different currencies or managing expenses connected with travel and overseas work. Available services, transfer times, exchange rates, fees and account features depend on the currencies, destination and customer circumstances.
JobsAware is a UK-based not-for-profit organisation dedicated to making the labour market safer by protecting worker rights and combating job scams. Originally founded in 2008 as a joint initiative with the Metropolitan Police, it provides free help and advice to jobseekers and workers who may have encountered fraud, mistreatment, or unfair practices. By working closely with government departments, law enforcement, and industry partners, JobsAware ensures that both businesses and individuals have the resources they need to navigate the recruitment landscape with confidence and security.
Contact Us
Our team are on hand to answer any questions you may have about our services and how we can help you. Please don’t hesitate to call on 01895 447800 or email us on queries@jmkgroupuk.com